CrashAidThe two-year rule after HB 837
On March 24, 2023, Florida enacted House Bill 837. Among its changes, the statute of limitations for negligence actions — the category that covers most car accident lawsuits — moved from four years to two years under § 95.11.
The clock generally starts on the date of the crash. Crashes before March 24, 2023 may still fall under the older four-year period. Wrongful death claims follow their own timing measured from the date of death.
Why early action still matters
Two years is the outer filing limit, not a reason to wait. Vehicles are repaired, camera footage is overwritten, and witnesses forget. A participating attorney can preserve evidence and negotiate with insurers long before a lawsuit is filed.
PIP’s 14-day medical rule is a separate, much shorter deadline. Meeting the lawsuit window does not restore lost PIP benefits.
Get a free referral
If you are unsure which deadline applies, CrashAid connects Florida crash victims with participating attorneys at no cost for the referral. Call (941) 770-2727.
Request a free attorney referral
CrashAid is a free attorney referral service — English and Spanish. Call or use the form to pursue the compensation you deserve.
Questions
How long do I have to file a Florida car accident lawsuit?
For most negligence claims that accrued after March 24, 2023, Florida generally allows two years under § 95.11 after HB 837. Crashes before that date may still have the older four-year period.
Does the two-year clock start when I finish treatment?
Generally no. The negligence filing clock usually starts on the crash date, not when treatment ends. Do not assume a longer window without talking with an attorney.
Is the PIP 14-day rule the same as the lawsuit deadline?
No. The 14-day rule is about starting qualifying medical care for PIP benefits. The two-year rule is about filing a negligence lawsuit. Both can matter in the same case.
Can CrashAid calculate my exact deadline?
CrashAid is a free attorney referral service. A participating attorney can review the facts and dates. Call (941) 770-2727 for English or Spanish help.
City referrals
Related guides
- Can I recover if I was partly at fault in a Florida car accident?
- Florida’s 14-day PIP rule: why first medical care must come fast
- What to do after a car accident in Florida: a step-by-step checklist
- Do I need a lawyer for a minor accident — and how much does a car accident lawyer cost?
- Uber and Lyft accidents in Florida: whose insurance may apply
