Currently serving Florida residents only. Services not available in other states.

Uber and Lyft crashes in Florida and which policy may apply

Short answer

Uber and Lyft coverage in Florida depends on the app. It changes when the app is off, when the driver is waiting for a request, and when a passenger is in the car. CrashAid can refer you for free. It is not a law firm and does not decide which period you were in.

Say what the app was doing

Write whether you were the driver or the passenger, and whether a trip was accepted. A screenshot of the trip, if you still have it, is useful. The rideshare article walks through the periods without quoting a payout.

Your own auto policy may exclude rideshare driving. That exclusion is a document question. Do not assume the personal policy and the company policy both pay.

Visitor cities

Orlando, Kissimmee, Tampa, and St. Petersburg account for a lot of app trips. The city pages name the courthouse if a lawsuit is filed later. Venue is not something you must solve to send a request.

Passengers in a regular car still have the PIP 14-day issue on their own policy or a resident relative's policy, as the PIP article describes. The app status does not erase that clock.

Questions

I was a passenger. Can I request a referral?

Yes. Say you were the passenger and name the app. You do not need the driver's cooperation to submit the form.

The app was on, but no rider was in the car. Does that matter?

Yes. Waiting for a request is a different period from carrying a passenger, and the available insurance can change. Describe it in the form. The rideshare article explains the split.

Will Uber or Lyft call me because I used this form?

No. The form goes to CrashAid. It is not a claim filed with the app company.

Related cities

Related claim types

Related articles

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CrashAid is a free attorney referral service, not a law firm.

Currently serving Florida residents only. Services not available in other states.

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© 2026 CrashAid. Not legal advice.

Florida Uber and Lyft Accident Referral | CrashAid